4.3 million
self-employed Britons, ignored by salary-centric money apps
A first look
Calm, clear, and on your side
No pie charts. No shame. Just your money, kept above the waterline — on web, iPhone, and Android.
Fettle is the AI money copilot for the UK's self-employed. It watches your cash flow, sets aside your tax, and answers "can I afford this?" — before Thursday surprises you.
£5 is fully refundable, any time, no questions — and comes off your first year.
Connect your existing accounts, read-only, through Open Banking. Fettle does the worrying from there.
One number that already accounts for your bills, rent, and the income that hasn't landed yet — projected 30 days ahead.
Fettle calculates your Self Assessment and payments on account as you earn, and quietly reserves it — so 31 January is just a Tuesday.
Unused subscriptions, sneaky renewal price rises, duplicate charges — surfaced automatically, with a running total.
No pie charts. No shame. Just your money, kept above the waterline — on web, iPhone, and Android.
We're building Fettle with our first hundred members, not for an imaginary average user. The £5 keeps the list honest — and you get it back either way.
Fully refundable any time, no questions asked. It's a handshake, not a payment.
Founding members get first access, a direct line to the founder, and a say in what ships.
Your deposit comes straight off your first year when Fettle launches.
Leave your email — you'll reserve your spot with a refundable £5 on the next step. We'll only write when there's something real to show.
Fettle connects through FCA-regulated Open Banking and can only read your transactions. We can't move, hold, or touch your money — ever.
UK-hosted, encrypted, never sold, never used for ads. One button deletes everything, and we mean everything.
Every answer Fettle gives is computed from your real transactions and shows its working. No invented numbers, no vibes.
Yes — any time, for any reason, in full. Email us and it's back in your account. If we don't launch, everyone is refunded automatically.
Private beta for founding members is planned for spring 2027, with public launch to follow. Founding members hear everything first, including the honest delays if there are any.
Fettle uses Open Banking — the same FCA-regulated system your bank already supports. You log in with your bank directly; Fettle never sees your credentials and gets read-only access you can revoke at any moment.
No — Fettle makes sure the money is there when your accountant or tax software needs it. We calculate and set aside; we don't file, and we don't give regulated financial advice.
£7.99 a month or £69 a year, with your £5 deposit taken off the first year. If Fettle doesn't find you more than that in leaks and saved stress, it isn't doing its job.